UPI Expense Tracker

9 Downloads 14 Views v1.1 24.04 MB 4.1+

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(24.04 MB)

Editor's Overview

UPI Expense Tracker is a finance manager application developed by Goushik, packaged as a single Android APK of version 1.1 weighing in at 24.04 MB. The package targets Android 4.1+ and above. Below you'll find the publisher's own description, a quick spec sheet, and a short buyer-beware checklist so you know exactly what you're installing before tapping download.

Install Checklist

Only download through the button on this page — never from third-party mirrors or shortened links, which are the most common way malware spreads.
File size is a light 24.04 MB, so it installs quickly even on modest connections.
This build is signed by "Goushik" — always verify the developer name matches what's listed on the app's official store page before installing an update.
After install, Android may prompt you to allow "Install from unknown sources" — approve only this one install, then revoke the permission in Settings > Apps > Special access.
We link directly to the APK file or the publisher's repository; we do not modify the binary. Always run a virus scan after any sideloaded install.

About this app

A wallet you glance at.

UPI Expense Tracker is a 100% offline personal expense tracker for UPI payments. It quietly
captures every payment you make, sorts it into categories, and shows your daily, weekly, and
monthly spend plus an at-a-glance available balance — on the home screen and in home-screen
widgets. There is no account, no cloud, no ads, and no tracking. Everything stays on your phone.

WHAT IT DOES

* Captures payments automatically. An Accessibility Service reads the on-screen payment
confirmation from your UPI app (Google Pay, PhonePe, Paytm, CRED) and your bank's payment SMS,
then records the amount, payee, and time. Duplicates are removed by the bank reference number.
* Shows your spend. This-week and this-month totals, a spend chart, recent transactions, and
automatic categories such as Food, Groceries, Transport, and Bills.
* Available-balance wallet. A manual baseline minus your captured spends, which you can re-anchor
to the real figure any time.
* Home-screen widgets for spend, available balance, and a monthly budget.
* Budgets. Set a monthly cap and watch it fill on the home card and a widget.

PRIVACY — NOTHING LEAVES YOUR PHONE

The INTERNET permission is actively stripped from the app, so it is incapable of sending any data
off the device. There is no cloud, no analytics, no crash reporting, and no third-party tracking;
your data lives in a local database only. CSV export is local and shared by you manually. The
donate button simply opens a payment page in your browser — there is no payment SDK in the app.

PERMISSIONS

* Accessibility Service — reads the UPI app's payment-confirmation screen to capture a payment.
Required for automatic capture; you can also add payments manually.
* Receive SMS — reads incoming bank payment messages for the reference number and credits. This
is the delivery broadcast only; it does not read your existing SMS inbox.
* Location (fine/coarse) — optional, only to pin where a payment happened for the Insights map.
No background location.
* Post notifications — optional budget-nudge alerts.
* Ignore battery optimizations — optional, so the capture service is not killed in the background.

This is a single-user app you install for yourself. Because it reads payment screens and SMS, it
is not permitted on the Google Play Store and is distributed only through open-source channels.

Free and open source under the GNU GPL v3.

Details

Version	v1.1
Size	24.04 MB
Developer	Goushik
Category	Finance Manager
Package	com.goushik.upiwallet
Android	4.1+
Last Updated	Oct 29, 2026
Downloads	9

Frequently Asked Questions

Is UPI Expense Tracker free to download?
Yes. The APK file linked from this page is free. The developer may offer in-app purchases once installed, but obtaining the installer itself costs nothing.

What Android version does UPI Expense Tracker require?
Android 4.1+ or newer. Installing on older devices may cause crashes or refuse to install.

Is UPI Expense Tracker safe to install?
We link to the exact APK published by Goushik. We do not modify the file. Still, as with any sideloaded app, scan it with a reputable antivirus before opening it, and only grant permissions the app genuinely needs.

How do I update UPI Expense Tracker?
Install the newer version on top of the old one — Android will keep your data. If the signature differs, uninstall first (you may lose local progress).

Why is the app not installing?
Common causes: not enough storage, an older Android version than 4.1+, or a conflicting build already installed. Free up space, check your OS version, and uninstall any previous copy before retrying.

How to Download & Install UPI Expense Tracker

Tap the Download APK button above and save the file to your device.
Open your device Settings → Security (or Apps → Special access → Install unknown apps) and allow your file manager or browser to install unknown apps for this one file only.
Open the downloaded com.goushik.upiwallet.apk file from your Downloads folder.
Tap Install and wait for Android to finish.
Open «UPI Expense Tracker» by Goushik and grant only the permissions it actually needs.
Revoke the "unknown sources" permission once you are done installing.

Note: this page hosts or links to the installer only. The application name, icon and description are provided for identification. All trademarks belong to their respective owners.