Editor's Overview
Cashiro is a ai chat application developed by Ritesh Kanwar, packaged as a single Android APK of version 2.1 weighing in at 61.37 MB. The package targets Android 4.1+ and above. Below you'll find the publisher's own description, a quick spec sheet, and a short buyer-beware checklist so you know exactly what you're installing before tapping download.
Install Checklist
- Only download through the button on this page — never from third-party mirrors or shortened links, which are the most common way malware spreads.
- File size is a light 61.37 MB, so it installs quickly even on modest connections.
- This build is signed by "Ritesh Kanwar" — always verify the developer name matches what's listed on the app's official store page before installing an update.
- After install, Android may prompt you to allow "Install from unknown sources" — approve only this one install, then revoke the permission in Settings > Apps > Special access.
- We link directly to the APK file or the publisher's repository; we do not modify the binary. Always run a virus scan after any sideloaded install.
About this app
Cashiro — Free & Open-Source, private SMS-powered expense tracker
Automatically extracts transaction data from bank SMS messages and PDF Statements [Gpay & Phonepe UPI] using pattern-based parsing. Works 100% offline - no internet connection required.
Key Features:
• Multi-Source Transaction Extraction - Automatically parses SMS and PDF Statements [Gpay & Phonepe UPI] with pattern-based extraction
• 100% Offline Core Features - Transaction parsing, analytics, and exports work without internet
• Optional AI Chat - Download Qwen 2.5 model (1.5GB, Apache 2.0) for natural language queries
• Dynamic Home Screen - Customizable widgets including heatmaps, analytics, and transaction lists
• Advanced Budgeting - Track historical spending, manage monthly limits, and view subscription trends
• Auto-Categorization - Intelligent merchant cleaning and categorization for clear spending insights
• Data Portability - Export as CSV ; smart backup/restore for all preferences and data
• Premium Material You Design - Sleek interface with blur effects and fully customizable dynamic theming
Currently Supported Banks & Countries (80+ banks across 14 countries):
• India: HDFC, SBI, ICICI, Axis, PNB, IDBI, Indian, Federal, BOB, Canara, etc.
• USA: Citi, Discover, Old Hickory, Charles Schwab, Navy Federal
• UAE: FAB, ADCB, Emirates NBD, Mashreq, Liv Bank
• Nepal: Laxmi Sunrise, Everest, NMB, Siddhartha, Prime Commercial
• Thailand: Bangkok Bank, Kasikorn, SCB, Krungthai, Krungsri, etc.
• Other regions: Ethiopia (CBE), Tanzania (M-Pesa), Kenya (M-PESA), Pakistan, Iran, Egypt, Saudi Arabia, Colombia, Belarus.
• Plus payment services like Slice, LazyPay, Jio Pay, and Juspay.
Privacy & Security:
• No internet required for core functionality (SMS parsing, analytics, exports)
• Pattern-based transaction extraction - no AI needed for parsing
• Optional AI chat uses on-device Qwen 2.5 model (Apache 2.0 licensed)
• SMS permission is read-only - we never send messages
• No user accounts or cloud sync required
• Open source - audit the code yourself on GitHub
• Zero data collection or tracking
How It Works:
1. Grant SMS permission (read-only access)
2. App automatically parses bank SMS using regex patterns
3. View categorized transactions, analytics, and subscriptions
4. Optionally download AI model for chat features
Perfect for:
• Automatic daily expense tracking
• Understanding spending patterns and budgeting
• Managing subscription payments
• Financial planning and analysis
• Maintaining detailed transaction records
Technical Notes:
• Core SMS parsing uses regex patterns, not AI
• Optional Qwen 2.5 model (Apache 2.0) for chat feature only
• F-Droid flavor excludes all proprietary dependencies
Cashiro respects your privacy while helping you take control of your finances. Join thousands of users who trust Cashiro for secure, automatic expense tracking without compromising their data.